It's something many of us don't like to think about, but it's something that will happen to every one of us. Death is a natural part of human existence, and, while it may seem tempting to ignore this reality, it's important to plan for this stage.

With that in mind, Mount Joy Church of God will host "Planning for Life's Final Season." The talk will take place from 9 to 11 a.m. on Saturday, April 11, at the church, 30 E. Main St., Mount Joy.

Stewardship consultant Lynette Morales and certified financial planner and financial consultant Lisa McHenry will present the program.

"The conversation will be looking at how to make decisions about our 'final season,'" said Adam Swarr, pastor of family ministries for Mount Joy Church of God. "How do we decide what to put in our will and plan for what happens afterward? It will also look at things like preplanning medical decisions through a living will and other aspects of planning for our future health, financial and emotional aspects as we age."

Swarr understands this subject well, he said.

"Before getting into ministry, I was a licensed financial adviser for over a decade, so I know from experience this is a topic that most people haven't thought about or are unprepared for," he remarked. "Even people that put plans together find out there were things they didn't think about it or plan for. My hope is that those in attendance will learn a few things they can use to make educated decisions about what's best for themselves and their families."

The talk offers a way for the church to interact with people outside its congregation, he said.

"Our church has always had a focus on the community, but this year we wanted to take it to the next level, and part of that is putting on a series of educational talks," he stated. "We did a parenting event in February, now this one, and we have other events in the works for the fall."

Both Morales and McHenry work for Everence, a financial planning company that serves Mount Joy and surrounding areas. Morales' background includes more than 15 years of experience in the financial industry, providing guidance to pastors, churches and congregations in areas of stewardship and financial ministries. McHenry serves as an investment adviser representative and is a licensed insurance agent, providing clients with financial planning, retirement and life transition navigation and investment management and socially responsible investments.

Swarr hopes people will attend to ensure a steady future for the family they leave behind when they die.

"With my background as a financial adviser, I've seen bad situations when someone hasn't planned for that final season. I've seen families torn apart after someone passes away, fighting over how to handle things," he said. "It's all unnecessary. Having a proper plan can save a lot of heartache, fighting and oftentimes money. It's always been my passion to educate people. Our church wants to be a community resource, so we are trying to provide free opportunities to help those around us by teaching them practical tools they can use to improve their lives."

No tickets are required to attend the talk, but people are asked to register at http://www.mountjoychurchofgod.org to ensure there is enough seating for everyone. Light refreshments will be available at the event.

For more information on Everence, visit http://www.everence.com.